Family Car Finance: How to Upgrade When You’re Expecting
Life has a funny way of shifting gears just when you think you’ve found your groove. One moment, you’re zipping around town in your two-door coupe, and the next—you’re Googling “best SUVs for newborns” and “boot space for prams.” If you’re expecting a baby (congrats, by the way!), your vehicle might be one of the […]
Car Finance for Self-Employed Aussies: What Lenders Want
Being your own boss comes with a lot of perks—flexibility, independence, and the freedom to build something on your own terms. But when it comes to getting approved for car finance, self-employed Australians often find themselves jumping through more hoops than the average PAYG employee. So, what exactly do lenders want to see when you’re […]
Classic Car Financing: How to Buy and Insure a Vintage Vehicle in Australia
Owning a classic car isn’t just about getting from A to B. For many Aussies, it’s a passion project, an investment, and a piece of motoring history all rolled into one. But financing and insuring a vintage vehicle comes with a unique set of challenges and considerations that set it apart from buying a modern […]
New vs Used Car Loans: Key Differences Explained
Buying a car is a big deal, and whether you go for something brand new or opt for a reliable used vehicle, how you finance it can make a huge difference. One of the biggest questions people face is whether new and used car loans are actually that different. Spoiler alert: they are. From interest […]
Good Car Loans Explained: Tips to Secure the Most Competitive Rates
Buying a car is exciting, but securing the right financing can feel overwhelming. Finding a good car loan is more than just picking the lowest interest rate. It involves understanding the terms, conditions, and hidden details that lenders might not openly share. Here, we’ll unpack what makes a car loan ‘good’ and give you […]
Buying a Used Car on Finance: Essential Tips and Pitfalls to Avoid
Buying a used car can be an affordable way to get behind the wheel without breaking the bank. Opting for finance allows you to spread out the cost, making your purchase more manageable. However, financing a used car comes with unique challenges and considerations. Here’s your essential guide to successfully financing a used vehicle, helping […]
Extra Repayments on Your Car Loan: Is It Worth It?
Paying off a car loan faster can seem appealing, especially when you realise it can potentially save you thousands of dollars in interest. But are extra repayments on your car loan truly worth it? Let’s dive into the pros and cons to help you make an informed decision. Understanding Extra Repayments Extra repayments […]
Rent-to-Buy Cars in Australia: Pros, Cons, and How They Work
If you’re dreaming about driving a car of your own but traditional finance methods seem out of reach, rent-to-buy car schemes might have caught your attention. They sound straightforward—rent a car and eventually own it—but how exactly do these deals work? Are they really a good idea for you? Let’s unpack the ins and outs […]
How Much Can I Borrow for a Car Loan? The Complete Australian Guide
If you’re ready to upgrade your vehicle or finally secure your dream car, you might be wondering, “How much can I actually borrow for a car loan?” It’s a common question for Australians navigating the world of auto finance. The answer isn’t always straightforward, as lenders consider several factors. But don’t stress—here’s your complete, no-nonsense […]
How Your Car Loan Could Affect Your Ability to Buy a Home
How Your Car Loan Could Affect Your Ability to Buy a Home Buying a home in Australia is a big deal—arguably one of the most significant milestones you’ll experience. But before you can pop the champagne and start picturing your furniture arrangement, you’ll need to get the bank onside. One thing you might not have […]