How the Consumer Credit Code Protects Aussie Car Buyers
Buying a car is a big financial step for many Australians. Whether you’re upgrading to a family SUV, snagging a zippy second-hand hatchback, or going green with an electric vehicle, chances are you’ll be using some form of finance to make it happen. That’s where the National Consumer Credit Protection Act 2009 (NCCP)—and more specifically, […]
Family Car Finance: How to Upgrade When You’re Expecting
Life has a funny way of shifting gears just when you think you’ve found your groove. One moment, you’re zipping around town in your two-door coupe, and the next—you’re Googling “best SUVs for newborns” and “boot space for prams.” If you’re expecting a baby (congrats, by the way!), your vehicle might be one of the […]
Are EV Car Loans Worth It in 2025? What to Know About Incentives and Interest Rates
As electric vehicles (EVs) continue to take over Australian roads, more people are exploring whether EV-specific car loans are a smart financial move. With the shift toward cleaner, greener transport in full swing, the auto loan landscape is changing too. So, what exactly makes EV car loans different in 2025, and are they worth […]
Car Finance for Self-Employed Aussies: What Lenders Want
Being your own boss comes with a lot of perks—flexibility, independence, and the freedom to build something on your own terms. But when it comes to getting approved for car finance, self-employed Australians often find themselves jumping through more hoops than the average PAYG employee. So, what exactly do lenders want to see when you’re […]
Financing a Boat or Jet Ski: Is It Different from Car Loans?
Purchasing a boat or jet ski is a dream for many Aussies looking to make the most of our sun-soaked coastlines and waterways. But when it comes time to finance that dream, many wonder: is it anything like getting a car loan? While there are definitely similarities, financing marine vehicles comes with its own set […]
Classic Car Financing: How to Buy and Insure a Vintage Vehicle in Australia
Owning a classic car isn’t just about getting from A to B. For many Aussies, it’s a passion project, an investment, and a piece of motoring history all rolled into one. But financing and insuring a vintage vehicle comes with a unique set of challenges and considerations that set it apart from buying a modern […]
Car Loan Refinancing After a Break-Up or Divorce: What You Need to Know
Breaking up is tough—and when a car loan is part of the mix, it can add another layer of stress. If you and your former partner shared a car loan, understanding how to handle the financial aftermath is crucial. Refinancing can help untangle those financial ties and give you peace of mind as you […]
How Balloon Payments Affect Car Refinancing Options
Buying a car with a balloon payment can be tempting. After all, it means lower monthly repayments and a bit of breathing room in your budget. But when the loan term wraps up, that large final payment can hit like a tonne of bricks. So, what happens when you’re at the end of your balloon […]
Comparing Fixed vs Variable Rate Car Loans in 2025
Buying a car in 2025 is a big step, and choosing the right car loan can be just as important as picking the car itself. With vehicle prices holding strong and cost-of-living pressures still around, many Aussies are looking for the most flexible and cost-effective ways to finance their next set of wheels. One major […]
Should You Finance a Car for Your Teenager? What Parents Should Know
Your teenager has just passed their driving test, and the inevitable question arises: Should you finance a car for them? It’s a significant decision that intertwines financial considerations with parenting philosophies. Let’s explore the factors to help you make an informed choice. Assessing Financial Implications Financing a car means committing to monthly payments, […]